Tuesday, May 26, 2020
Online Research Paper Writing - A Simple But Powerful Way to Conduct Research
Online Research Paper Writing - A Simple But Powerful Way to Conduct ResearchOnline research paper writing is becoming more popular. There are many benefits to writing a research paper online; not the least of which is that it allows you to submit your work online, which saves you time and money in terms of travel expenses.Online writing has always been an option for those with a writing or research skill. Although research papers have been around for centuries, as writing has become much easier in the last century, more people have turned to online writing, as it means that you don't have to physically go and write your paper. You can do it from the comfort of your own home!Writing for research is a relatively new technique of writing. Online writing, although at its best when done by individuals who have a lot of experience, is more enjoyable if it is done by someone who doesn't. This type of online writing is made up of paragraphs and paragraph, which are calling tenses, which are used to make the sentence or paragraph more readable and thus easier to understand. For those who are just starting out, they may find this more enjoyable than if they went and wrote their paper from scratch.Online writing is also more affordable, because most of the money that you will spend in preparing a paper, you won't need to spend writing it. By online writing, you can cut costs, as online writing, in comparison to paper writing, does not require the use of photocopies and, as such, save a lot of money. Online writing also allows you to save money on travel and other forms of travel.Online writing is more interactive and your audience can interact with you as well. For example, online writing allows you to interact with your audience through chat. Chat allows you to get feedback and advice from your audience. You can also respond to their questions and reply to them.Online writing is also an innovative way of conducting research, as it makes use of modern technology to infor m, advise and inform the reader. While there are many benefits, such as allowing you to participate and be active in the research process, it also comes with more challenges that are inherent in writing for research.In order to write a research paper effectively, you will have to use all your skills and talents. Not only that, but you will also have to work out an overall outline, which will help you come up with a good overall plan for the paper.
Tuesday, May 19, 2020
Case Studies A Case Study Approach Essay - 1157 Words
A case study is a specific instance that is frequently designed to illustrate a more general principle (Nisbet and Watt, 1984). Hitchock and Hughes (1995) further suggest that the case study approach is particularly valuable when the researcher has little control over evens. Case studies strives to portray ‘what it like’ to be a particular situation, to catch up reality and ‘thick description’ (Geertz, 1973) of participants’ lives experiences of, thoughts about and feelings for a situation. They involve looking at a case or phenomenon in its real-life context, usually employing many types of data (Robson, 2002). It is important in case studies for events and situations to be allowed to speak for themselves, rather than to be largely interpreted, evaluated or judged by the researcher. In this respect the case study is akin to the television documentary. Case studies can make theoretical statements, but, like other forms of research and human sciences, these must be supported by the evidence presented. My proposed research approach is case study, because this kind of approach works best when I want to investigate my research issueâ€â€perspectives about the usage of mobile devicesâ€â€in depth. In other words, a certain group of people from among all this type of students will help me most to understand my research issue. My exploration might provide me a better understanding through analysis and comparison on this certain issue. Methodology The perspectives and thoughts areShow MoreRelatedApproach to Case Study1500 Words  | 6 PagesA case study is a description of an actual administrative situation involving a decision to be made or a problem to be solved. It can be a real situation that actually happened just as described, or portions have been disguised for reasons of privacy. Most case studies are written in such a way that the reader takes the place of the manager whose responsibility is to make decisions to help solve the problem. In almost all case studies, a decision must be made, although that decision might be toRead MoreCharacteristics Of Ethnographic And Case Study Approach1286 Words  | 6 PagesCharacteristics of ethnographic or case study approach There are multiple characteristics of ethnographic approach. This research is considered to be more of a descriptive type research approach, that is intended for â€Å"in-depth research and descriptions of ethnic groups, cultures, large organizations, and their features†(Percy, Kostere, Kostere, 2015, p. 16). This type of research immerses its selves in the organization or culture they are reviewing, and becoming a part of the culture, so thatRead MoreCharacteristics Of Ethnographic And Case Study Approach1369 Words  | 6 PagesUnit 7 DB 1 Characteristics of ethnographic or case study approach There are multiple characteristics of ethnographic approach. The research is considered to be more of a descriptive type research approach, Which is intended for â€Å"in-depth investigation and description of cultural groups, cultures, large organizations and groupings, and their features (Percy, Kostere, Kostere, 2015, p. 16). This type of research immerses its selves in the organization or culture they are reviewing, and becomingRead MoreCase Study Approach : Qualitative Research1428 Words  | 6 PagesCASE STUDY APPROACH IN QUALITATIVE RESEARCH Introduction Miles and Huberman (1994) present a graphic meaning of a case study by suggesting that it is like a circle with a heart in the middle (see Figure 5.1). The heart is the focus of the study, while the circle defines the edge or boundary of the case. What is beyond the edge or boundary will not be studied. In other words, to qualify as a case study, you have to state the boundary or delimit what you want to study. For example, you haveRead MoreA Presentation Of The Rationale For The Qualitative Case Study Approach1659 Words  | 7 Pagesmethodology of my case study. I will begin with a presentation of the rationale for the qualitative case study approach. Next, I will present the participant selection criteria, the design of the study, and the methods of the data collection which will include the two interviews (first and follow-up), classroom observation, videotaping the participant during instruction, and document data collection. I will also discuss the strategies I will be us ing to enhance the trustworthiness of the study. At theRead MoreCase Study Approach Is Often Associated With Descriptive And Explanatory Research Essay1343 Words  | 6 PagesCase study approach is often associated with descriptive and explanatory research. The research problem is usually â€Å"how†and â€Å"why†problem, thus resulting in a descriptive or explanatory study (Cooper Schindler, 2011). How or why questions are being posed, when the focus is on a contemporary phenomenon within some real life context. Case studies usually provide qualitative rather than quantitative data for analysis and interpretation (Yin, 2003). Case study refers to qualitative, analysis of caseRead MoreA Business Perspective Of Management Discipline1299 Words  | 6 Pagesthere are tough decisions that need to be made. Decisions that affect the outcome of day to day activities, projects, and what not are all effected by people making tough decisions. Furthermore I believe that the discipline relates to how in most cases and most of the time people either in management, medicine, or law attempt to make the greatest positive impact toward the greatest number of people. Managers, doctors, and law enforcement officers, in most regards, will always attempt to do thingsRead MorePublic Interest Of New Zealand Essay1631 Words  | 7 PagesProposed research framework The proposed research framework for this study will be Interpretivist research that is mixed method qualitative, using an inductive approach that is descriptive and provides an answer to the research question with high validity. An Interpretvist paradigm recognises that the researcher’s beliefs and personal circumstances will influence how they make sense of what they observe or experience. A qualitative approach will be used as this research involves collecting and analysingRead MoreEssay about Sample Research Proposal on Teenage Pregnancy1172 Words  | 5 PagesThere will be association between teenage pregnancy and academic progression places evidence that education should put weight on reality adhering to teenage pregnancy. Understanding teenage pregnancy within UK context is adamant to the purpose of study. Thus, the expectation that teenage pregnancy will be reduced by proper academic programs, school based prevention ways towards teenage pregnancy. The need to find out basis if such teenage pregnancy has positive effect on academic progression, meaningRead MoreHistorical Thinking And Other Unnatural Acts1047 Words  | 5 Pagesstates the answer is that history has the potential of humanizing us in ways that are offered sparsely in the other areas of the curriculum (Wineburg, 2001). In the book, Wineburg takes the familiar approach to history and calls it for what it is, a familiar presentation of the facts. He makes the case that history can be more effective by presenting the material in different ways. Taking time to ensure the pull of the familiar doesn’t become the main focus of the material. The unfamiliar pieces
Saturday, May 16, 2020
Westernization And Its Effects On Globalization And...
Throughout history, dating back to the Akkadian Empire in Mesopotamia, larger civilizations have sought to dominate other peoples while smaller nations have struggled to preserve their history, beliefs and culture. Various examples of this can be seen throughout history - assimilation of conquered lands into the Roman Empire, of native South Americans and Africans into Christianity and European culture during colonization, and the assimilation of Native Americans into the culture of the United States. Assimilation can also create things, such as the religion of Vodun. However, this does not negate the fact that assimilation and its effects - globalization and westernization - are any less harmful or that they do not play a role in the erasure of small cultures. Westernization can be both a hindrance and advantage to smaller societies, as larger nations can provide technology, knowledge, and aid to smaller cultures, yet they are also a reason why many of these smaller cultures are dis appearing. The only way to combat the adverse effects of globalization while keeping the positive is to find a balance between the two, where smaller cultures have agency in what aspects of the culture they absorb and in their preservation. One of the most important aspects of Western influence has been through globalization. This concept is commonly defined as ‘worldwide integration and development,’ usually through the introduction of capitalism and the use of labor (). By introducing aShow MoreRelatedWesternization Is The Result Of The Contact Between Western And Non Western Cultures962 Words  | 4 PagesWesternization is the result of the contact between western and non-western cultures. Beginning in the fifteenth century and playing out until the nineteenth century, colonialism and neo-imperialism by means of the Euro-Atlantic economy’s authority, played a major part in the spread of western culture. For example, even after decolonizing and becoming their own countries with their own governance, many former-colonies adopted aspects of western politics, even if they firmly opposed other aspectsRead MoreWesternization Of The West And The Rest1295 Words  | 6 PagesThe phrase â€Å"the wes t and the rest†is often discussed in regards to how westernization perhaps influences and even trumps other cultures. Westernization is defined as a â€Å"cause (a country, person, or system) to adopt or be influenced by the cultural, economic, or political systems of Europe and North America†or to â€Å"be in the process of adopting or being influenced by the systems of the West†(New Oxford American Dictionary). This implies that it is frequent that other cultures are exposed to WesternRead MoreThe Impact Of Cultural Imperialism And De-Westernization935 Words  | 4 PagesPresentation report The topic of the presentation is Cultural imperialism and de-westernization. The term cultural imperialism can be defined as broad cultural effects of imperialism including colonialism, but more recently, it tends to have the imperialistic impact of global capitalism. Cultural imperialism is recognized as a kind of form of the Western hegemony in which a way of cultural power to dominate other national cultures throughout the world that is not only through the entertainment butRead MoreInternet Spread the Uniformity of Cultures757 Words  | 4 Pages Finally, with the rapid growth of people’s computer literacy and globalization needs, the Internet is becoming prevalent in business and daily communication around the world. Although there are numerous conveniences the Internet brought to our life, the spread of Internet in some degree influenced diversity or uniformity of different cultures around the world. In the following sections, we will focus on the causes and effects of uniformity of cultures resulted from the Internet and the importanceRead MoreThinking Globally and Acting Locally 1172 Words  | 5 Pageshas positioned itself as globally acceptable TV network and it has dominated in the entertainment market across the world. Youths in different countries enjoy the MTV shows and programs. However, this has had both negative effects and positive effects on the youths. Globalization has led to an increasing connection among different people of the world. This means the youths are to know about what is happening in the larger environment. The youths have borrowed and shared good ideas and innovationsRead MoreHybridity As The Cultural Effect Of Globalization- Introduction1563 Words  | 7 PagesHybridity as the cultural effect of globalization- Introduction According to Avtar Brah and Annie Coombes, the term hybridity originated as a biological term that was used to describe the outcome of a crossing of two or more plants or species. It is now a term that is used for a wide range of social and cultural phenomena involving mixing, and has become a key concept within cultural criticism and post-colonial theory (A. Brah and A.E. Coombes. 2000.). Marwan Kraidy defines the term as theRead MoreGlobalization: Its Effects on our Society Today A Brief History1435 Words  | 6 PagesWhat Is â€Å"Globalization†? Globalization is the growth, expansion and integration of different systems such as economics, culture and politics on a global scale. Western countries went to third world countries and persuaded their citizens by blaming their economical and social problems on their technological backwardness rather than the exploitative nature of their political system. By accomplishing this, the western countries gain entry into the nations and trade technology for resources and labourRead MoreGlobalization Effect on Pakistan1531 Words  | 7 PagesAffect of Globalization on Pakistan The word Globalization refers to â€Å"the growing integration of economies and societies around the world†(World Bank 2010). There has been an increasing amount of connection between various economies and one of the greatest challenges we face is to make this connection a positive one. Globalization certainly has the greatest influence on developing nations around the world. Countries such as India, China and Russia have been positively affected by globalization sinceRead MoreThe Globalization of Culture: Cultural Homogenization1707 Words  | 7 Pagesor way-of-life. With the dawn of globalization, however, cultural variety and distinguishing characteristics are vanishing; giving rise to a monoculture common to all. While this may be a harbinger of unity and relatedness among all people of the world, it also damages the unique cultural identities they once took pride in. This paper discusses the effects of globalization on culture, along with its positive and negative eff ects. Since the effects of globalization on culture are non-exhaustive, itRead MoreUnderstanding Development : Meanings Of Development Essay909 Words  | 4 PagesConceptualizing development: Meanings of development What is development? It can be tough to define because it is a matter of perception. Is it just an improvement in the infrastructure or a rise in the standard of living? Development in terms of globalization and socio-economic change is defined as efforts to spread the ideas and the ways of living of ‘developed’ nations to ‘developing’ nations in an attempt to make the lives of people living there better. Influences of development include planning
Wednesday, May 6, 2020
Exploitation Of Gender And Sexuality - 963 Words
Exploitation of Gender and Sexuality in Ex Machina The ever-evolving cinematic myth of Frankenstein has been recreated in various forms that parallel Mary Shelley’s original novel. Director Alex Garland transforms the cinemyth as a modern interpretation in the film Ex Machina through the character, Nathan, and his AI machines. The tensions of their relationship highlight the notorious creator/created dynamic of the cinemyth. Through the rapport between the main characters, Nathan and Caleb, and the AIs, the binaries of the film, such as male versus female supremacy, are accentuated in order to emphasize the underlying themes of gender and sexuality. The setting of Ex Machina is utilized to create a distinct parallel of male territory being on the first floor of the house and of female-AI domain belonging to the subterranean levels of the house. This binary suggests that males are supreme over females by having their province in the house literally above the females which suggests their dominance in the â€Å"trophic levels†of life. Likewise, the first conversation Nathan, the creator, and Caleb, the tester, partake discussing the AI’s takes place on the first floor. Caleb retorts that Nathan has made deity-like history: â€Å"If you’ve created a conscious machine, it’s not the history of man. That’s the history of gods†(00:11:23). Male dominance further exudes from their dialect as Nathan exerts his divine authority over the AI’s by altering Caleb’s words to refer to himself as aShow MoreRelatedFilm Analysis : The Film The Help 953 Words  | 4 Pages1900’s in the deep south of United States. In The Color Purple feminist came into existence ,because America likes to portray itself as a free country, when its history has been fill or saturate with oppression in many areas including gender ,race class, sexuality age, education ,and ,ability. However, Shug Avery, Sofia, and Celie Johnson characters from this film have the power to influence cultural politics in America society. This power of feminism serves as an ideal medium or standard in, whichRead MoreThe Meanings of Race, Class, Gender, and Sexuality953 Words  | 4 PagesThe Meanings of Race, Class, Gender, and Sexuality The meanings of race, class, gender, and sexuality are definitely complicated and intertwined through intersectionality. To fully understand these meanings, one must first open his or her mind and recognize that social stipulations that society inflicts upon people need to be thrown away. One must ignore conceptions of something being static or natural (Mills 10). A naà ¯ve individual would consider race as simply a biological classificationRead MoreWomen s Sexuality, The Lgbtq Community, And Educational Institutions899 Words  | 4 Pages There are a number of discourses surrounding women’s sexualities that make sexual agency difficult to achieve. I will discuss how sexist norms make practices of sexual assertiveness difficult in relation to the double standard of women’s sexuality, the LGBTQ community, and educational institutions. The following aspects demonstrate this: first, a double standard exists for women’s sexualities in the way that both â€Å"slutty†and chaste behaviours are judged and punished. Second, while women’s bisexualityRead MoreAnalysis Of Patricia Hill Collins s Black Feminists1088 Words  | 5 PagesAmong the central claims of black feminists is the inseparability of the structures and systems of gender, race, and class. Most black feminists deny it is possible for women to focus exclusively on their oppression as women. On the contrary, each woman needs to understand how everything about her provides part of the explanation for her subordinate status. In B lack Feminist Thought, Patricia Hill Collins explores the words and ideas of Black feminist intellectuals as well as those African-AmericanRead MoreSummary Of Iris Marion Youngs Five Faces Of Oppression1073 Words  | 5 PagesIris Marion Young’s article Five Faces of Oppression, Young explicitly explains that there are five specific factors of oppression that affect many people in their day to day lives. Those five faces are exploitation, marginalization, powerlessness, cultural imperialism, and violence. Exploitation is the act towards the usage of labor of a specific social group to benefit another group. Marginalization is commonly the exclusion of people of a third world such as racially marked groups, unemployedRead MoreGender And Sexuality : Article On Sexualised Insult Fag By American Teenage Boys1626 Words  | 7 PagesBoth terms ‘gender’ and ‘sexuality’ are very common, broad and the meaning of it differs from person to person. Eugenically the term ‘gender’ is defined to have socially composed roles, activities, behaviours, and peculiarity that a given society considers right for men and women (WHO, 2015). Whereas the term ‘sexuality’ has various meanings, it is described as feeling or having attrac tion or having sexual thoughts and preferences towards same sex or opposite sex (reachout.com, 2015). This essayRead MoreThe Complete Persepolis By Marjane Satrapi1017 Words  | 5 Pagesinsight about ways in which systems of oppression related to race, class, gender, ability, feminist sexuality are culturally re-enforced within a society. But also through feminist these cultural ideologies can be deconstructed with the goal to gain economic and class equality among all people. This essay focus in Marjane Satrapi and ways she resists to the culture narratives of the veil in relation to gender class and sexuality. The second part pays a closer attention to the Code White and the representationRead MoreSexuality, Sexuality And Sexual Orientation1111 Words  | 5 PagesKiara Rivas Sociology 1 Due Date: 5/5/15 Human Sexuality Sexuality is something that seems to dominate a lot of the world we live in. It’s in our schools, at work, and especially in the mass media. The way your body develops and the way you feel and respond to others sexually creates your sexuality (â€Å"Sexuality and Sexual Orientation†, Youthoria). It can shape and affect people’s lives as well as our own. Sexuality can be influenced by culture, religion, media, friends and experiences. Some peopleRead MoreConflicting Paradigms On Gender And Sexuality1453 Words  | 6 PagesAriella Melamed Professor Salerno SYG 1000 September 30th, 2016 Conflicting Paradigms on Gender and Sexuality in Rap Music: Review Introduction: The article I am researching and analyzing is â€Å"Conflicting Paradigms on Gender and Sexuality in Rap Music: A Systematic Review†written by Denise Herd. This article was published in the academic journal â€Å"Sexuality and Culture†, on July 1st, 2000. This article is centered around rap music with its social and cultural significance for youth audiences, allRead MoreGender Relations During The Jacobean Period864 Words  | 4 Pages Deconstructing Gender Relations Gender in the Jacobean Period was approached differently than gender in the 18th century. One can use the Jacobean period play Measure for Measure by William Shakespeare and the 18th century play The Beaux Stratagem by George Farquhar to examine gender relations during the two periods. The plays demonstrate how women were represented in society and what societal expectations were at the time. The way women navigated their own sexuality, finances, and power relation’s
Compare and Contrast Charlotte Brontes Jane Eyre and...
Compare and Contrast: Charlotte Bronte’s Jane Eyre and James Joyce’s Araby James Joyce’s Dubliners is a collection of short stories developed chronologically from his youth to adulthood. Joyce attempts to tell a coming of age story through Dubliners. In particular, Araby is about a young boy who is separated from his youth by realizing the falsity of love. James Joyce’s Araby is a tale of a boy in Dublin, Ireland that is overly infatuated with his friend’s older sister and because of his love, travels to the bazaar, Araby, where he finally becomes aware of his childish actions. In this story Joyce emphasizes the main character’s reactions and feelings rather than the overall plot. When the boy’s quest for the ideal ends in failure, he†¦show more content†¦In both Araby and Jane Eyre, you see the main character struggles in fighting their desires. In Araby, the boy seems eager and inpatient about his crush. Unlike in Jane Eyre , Jane Eyre seems cautious and reserved. The ease of his manner freed me from painful restraint; the friendly frankness, as correct as cordial, with which he treated me, drew me to him. This quote supports the argument that Jane is infatuated with Rochester but has self-control, which could be seen as having more experience with her coming of age. Unlike, in Araby where he seems to have a hard time holding back from his desire. This quote in Araby, Gazing up into the darkness I saw myself as a creature driven and derided by vanity; and my eyes burned with anguish and anger,†you see how the boy is disgusted with the lack of restraint of anguishing
Loan Manipulation
Question: Discuss about the Loan Manipulation. Answer: Loan manipulation Manipulation is the process of deflating or inflating the prices of given securities artificially. Loan manipulation is thereby defined as the act of the loan value and its interest to suit the banks need. Manipulation is in many cases illegal (Abu Dhabi Commercial Bank, 2000). It is mostly done by the small banks or lenders due to their ability not to be closely watched and low visibility in the market. How loans are calculated in Islamic Dubai Bank The Holy Qur'an prohibits setting interest on the money loan. It is critical to recognize certain fundamental principles of Islamic banking on which Islamic finance is based. The Shar'ah is based on Quranic commandments as established in the Quran and in the terms and works of the Prophet Muhammad (pbuh).Islamic Dubai Bank management outlaws the riba and there is consensus among economists who profess Islamic faith that the riba is not limited to usury which also includes interests. The Holy book Quran is clear about the banning of riba, which is sometime termed as undue interest: "Believers: fear God and renounce the unpaid proceeds of usury, if you are believers" (Sacred Qur'an, 2 : 278). Any default payment above the actual principal amount is prohibited. Dubai Islamic Bank allows only one kind of loan, and this is known as qard-al-hsan (literally, good loan) in which the bank charges no interest on the borrowed money. Traditional Muslim jurisconsults have built this principle so strictly that any indirect benefits are also prohibited. Loan manipulations history and effects United Arab Emirates financial institutions like Dubai Islamic Bank are facing a new wave of demands that could leave in an anecdote the legal battle waged during the last years by the clauses soil in the interest rates of the mortgage loans. More than a hundred citizens have initiated legal proceedings with several law firms to sue Dubai banks for the effect that would have had the manipulation of the loan processes - reference to which most of the mortgages in our country are linked - in the cost of its mortgages, explained to, lawyer who in 2011 prompted an investigation to determine if the indicator was being calculated according to bank and financial institutions legislation(Abu Dhabi in the UAE, n.d.).More than a hundred citizens have taken legal action against the bank for manipulating the loan processes and interest. Many of the attorneys have succeeded in confirming for the first time that the manipulation of the index affects individuals and companies. Door to interest rebates, which have been mproperly collected according to (Alhosani, n.d.). The ruling, however, does not set the amount of compensation, which has been appealed earlier this month by Dubai Banks, which inherited the mortgage loan from Barclays, after the acquisition of many retail business, and by the Own applicant. It requires the annulment or substitution of 0% of the variable interest portion of the loan, "as a result of an abusive practice (manipulation) and because it is impossible to determine what was the correct data, if extracted from the operation of a Real market, not based on simple estimates of banks (Bayraktar Wang, 2006).In Dubai, 4 million mortgages were signed between 2005 and 2008, a period in which manipulation has been proven Beyond the aforementioned lawsuit, in 2015 and 2016, justice has dismissed four similar lawsuits against several banks in united arab emirates for loan manipulation including the Dubai Islamic bank. They have been appealed by the applicants.Currently, more than 20 lawsuits have been lodged for abusive practices involving the manipulation of the loan processes in real terms (Brixi, Lust, Woolcock, 2015). Euribor is a daily index that indicates the average interest rate at which banks lend money to the interbank market. It is calculated by crossing the data of the main entities operating in the country and internationally owned companies, which do not include popular rates given. This implies that if the claims against the medium-sized banks thrived, they could claim the big bank to assume its responsibility(Bayraktar Wang, 2006). To date, the United Arab Emirates has fined eight financial institutions for manipulating the index between September 2005 and May 2008. In these four years, more than four million mortgages were signed in united Arab emirates, most linked to the evolution of the Dubai points out that any person affected is entitled to sue (Brixi, Lust, Woolcock, 2015). According to estimates of the bank manipulation, platform driven to inform the mortgaged on how to initiate legal action, if taken as a reference, exclusively to the rates given. If, as advocated by the lawyer, the loan interest is suppressed during the life of the loan, the owner of the house should receive between 50,000 and 60,000 (Faculty Loan Repayment Program, 2002). The institution said in a statement the difficulty of quantifying the volume of profits obtained by banks for this practice, as well as the economic damage of individuals and companies with loans linked to this index. In 2013, being part of a cartel agreed to modify the Euribor. An agreement was reached with the top five banks, who paid 825 million. In total, the bank has had to face 1.310 million for this malpractice(Hull, 2015). The Commission acknowledged in the note in which it issued the latest fine that any person or company affected by this type of anticompetitive behavior is entitled to bring the corresponding complaint to the courts of any Member State to compensate for possible damages. Data collection and methodology There are cases where programs for collecting data on banks cannot be implemented on a regular basis due to operational limitations. Under these circumstances, different alternative approaches can be taken to assess loans (Garci?aMarti?nez, Santos, Toure?, Flores, n.d.). Data Sources Capture: at the level at which loans are manipulated. Market: any situation in which loan is transferred commercially. It may include the fish auction at the port, the product transaction (secondary market) between distributors, processing plants and the consumer market (Low, 2002). Consumers: level at which products are finally consumed. More than a hundred citizens have initiated legal proceedings with several law firms to sue Dubai banks for the effect that would have had the manipulation of the loan processes - reference to which most of the mortgages in our country are linked - in the cost of its mortgages, explained to, lawyer who in 2011 prompted an investigation to determine if the indicator was being calculated according to bank and financial institutions legislation (Salinger, n.d.). The problem of fiscal planning - in which the design of the transfer pricing policy is framed - is that its objective is to create artificially elaborated products that aim at tax evasion and avoidance, providing a tax haven to taxpayers, and Thus achieving the minimization of the tax through the manipulation of their business activities. The collection of data for management purposes should be done with sufficient frequency. For example, data for population monitoring should be collected constantly, while household data can be collected at much longer intervals. These mechanisms completely distort the economic motivations, to the point that ends up paying, not so much to who produces each thing, or to the value added by each entity of the group - something difficult to calculate when prices have suffered distortions -, but to the company of the group Which registers assets, functions and risks in its name (Terterov, 2006). Questionnares on loan manupilation in Dubai( UAE) What type of a loan is this? Long term or short term Interest free of marginal interest How is the loan process beneficial to the loanee? Do you yhink there is loan manipulation on the loan facility given? How long does it take to repay the loan and would you be willing to reduce the duration or increase it? Does Islamic banking benefit you with its facilities? What are the benefits of the loan? Does the bank in question benefit from this loan facility? Who should reign in on loan manupilators? Central banks of Dubai? or The court systems? What is the maximum or minimum punishment on loan manipulators? Is it prudent to manipulate a loan facility for the benefit of the loanee? As a consequence, multinational groups are able to pay a lower effective rate than other firms in the same sector pay. Also, economic groups that exploit public concessions may also be using these mechanisms. Although the manipulation of transfer prices usually has as its main purpose fiscal avoidance; It also has implications for the diversion of profits and illicit financial flows to other jurisdictions, as it is possible to transfer assets abroad as if they were part of normal business activities, sometimes circumventing exchange restrictions through legal mechanisms that Make possible the payments abroad in the form of remuneration for intra-group transactions(Terterov, 2006). Therefore, the use of these mechanisms not only ends up increasing inequalities in countries like United Arab Emirates, but also between developed and developing countries in general. For these reasons, in this work we will make a brief review of the normative and conceptual framework linked to transfer prices; A presentation of the problems involved in the valuation of intra-group transactions in the current regulatory framework; And a schematization of transfer pricing structures used for tax evasion and avoidance and profit diversion. Normative and Conceptual Framework The question of the valuation of intra-group transactions was already worrying the members of the United Arab Emirates business league. From this, in 1943 the first rule to solve cases of transfer prices, which exclusively affected commodity issues, arose, and remained more or less standing until the year 2003. According to estimates of the bank manipulation, platform driven to inform the mortgaged on how to initiate legal action, if taken as a reference, exclusively to the rates given. If, as advocated by the lawyer, the loan interest is suppressed during the life of the loan, the owner of the house should receive between 50,000 and 60,000. The institution said in a statement the difficulty of quantifying the volume of profits obtained by banks for this practice, as well as the economic damage of individuals and companies with loans linked to this index. In a research study, the validity of the results depends, among other aspects, on the quality of the data collected. This in turn depends onA good definition of the variables, as well as their measurement scales. k Sources of information and measuring instruments. The sources of information must be reliable and complete, so that, although it will be more expensive and require more effort, we must collect whenever we can the data directly (primary data), although sometimes we will not be more remedied or more profitable, Even at the risk of possible bias, than using secondary data sources. As for the instruments of measurement, we must use known instruments that are known to generate valid and reliable (precise) measures. If information is collected through questionnaires, it is necessary to take measures to obtain good statements, order of questions, etc. Whenever possible, use previously validated questionnaires. Whether the validation of a questionnaire constitutes a research proje ct of enormous complexity: validation of the construct, content and criteria (The SBA's loan management and accounting system, n.d.). We will also have to define the quality control systems that will be performed, before, during and after the data collection. To emphasize the importance of this aspect, often forgotten or considered secondary, has been coined a term like GIGO, initials of Garbage In, Garbage Out, to refer to the fact that if the computer is put trash , Do not expect the results of any analysis, however sophisticated, to be anything but rubbish. The protocol of the research project should include: List of variables Operational definition of the variables and their measurement scales. Source of data and Ways to Collect Data Data will be from gotten fromInstruments of measurement, calibration, sensitivity, specificity, precision, etc.Description of the field work of collection of data, instruction of the people who collect them, how to ensure the homogeneity of data collection, etc. Description of the methods we will use to ensure the quality of the data: before, during and after.The size of a population is given by the number of elements that compose it. Unit of analysis: this is the object for which information is sought. Many times we refer to units of analysis with the name of elements. In statistics, an element or unit of analysis may be something with real existence, such as a car or house, or something more abstract like temperature or a time interval. Given this definition, population can be redefined as the set of units of analysis. Sample: is a subset of units of analysis of a given population, intended to provide information about the population. For this subset of units of analysis to be of statistical utility, certain requirements must meet in the selection of the elements. The choice among the many methods of collecting data on this area depends on the variables to be measured, the source and the resources available. In many cases, there is a natural way of collecting concrete variables. There are cases where programs for collecting data on the industry can not be implemented on a regular basis due to operational limitations. Links between Variables, Sources and Methods The links between variables, sources and methods are collected in three tables. These tables are intended to provide guidance in selecting methods and sources of collection and designing a data collection system. The tables also provide some insight into what types of data can be collected simultaneously from the same source using the same method. methods for summarizing measured or observed data. When it comes to qualitative variables where the categories are determined, the only thing to do is to count the number of cases belonging to each category and normalize in relation to the total number of cases, calculating a proportion, a percentage or a ratio. However, when it comes to quantitative variables, the summary of the data consists of organizing tables that synthesize the original data and are called frequency distributions.Frequency: is the number of times that each value of the variable is presented(Bayraktar Wang, 2006). 1.The researcher may have less control of the session, compared to the one he would have with a single interviewee. It needs to stimulate the conversation process in all the participants and that they hear each other, a task that is not easy. 2. The data obtained are difficult to analyze. The results have to be interpreted within the context in which they occur. Sometimes participants often modify their individual postures after interacting with others. 3. The technique requires carefully trained interviewers. 4. Groups can vary considerably. Each focus group may have unique characteristics; Some may become apathetic, other stimulants, others show resistance, etc. To avoid as much as possible, it is recommended that participants be selected with a diversity of experience and personal characteristics. Questions have to be stimulating for people to respond. They agree on semi-open questions, because without suggesting answers, the interviewer retains the purpose of the focus group. So me examples are: What do you think about ? How did they feel before ? What do you suggest to improve ?; When the environment is emotionally charged and the search for information can generate or intensify conflicts 2. When the researcher has no group control or has lost it over the group 3. When statistical projections are needed 4. When other methodologies can produce higher quality of information. loan Manipulation Graph in Commercial Banks in Dubai An everyday issue that tends to be problematic for many is the proper handling of bank accounts. To handle them intelligently is not required to be an expert in finance, but simply pay attention to all the basics. Here are a few steps that can help you manage your accounts in the best way possible. To apply these tips with the greatest effectiveness, you can buy a notebook in which these data are noted and always kept close at hand. recommendations and conclusion Know the accounts. The first thing to do is to know how many accounts we have, what banks they are, what kind they are (credit, debit, checking account, savings, investment, etc.) and how much money we have in them. At this point it is convenient to review the contract for each of the accounts. It specifies the conditions of the services and clauses that indicate what is entitled, and what is required. Review the statements(Brixi, Lust, Woolcock, 2015). Whether you receive your printed statement or you check it via the inte rnet, it is essential to be aware of the operations and write down and keep receipts of what we spend or pay. If you have access to your online statement, we recommend checking it more than once a month, to better control your expenses. If we do this, we will know exactly what we are paying for and there will be no surprises. Be cautious. Security is one of the fundamental points in the good management of bank accounts. Customers must take good care of their passwords, do not share them or carry them with you in the wallet or purse. When you make a payment do not lose sight of your card and try to keep them well to avoid misplacement. Using Internet banking. At present, banks offer a lot of online services for their account-holders. You can perform operations such as "balance inquiry", "cash transfer", "statement of account" and miscellaneous payments. Take advantage of these services, they will help you to make transactions easier and more efficiently. Once we know our accounts well and know what they offer us and what they ask for in return, we can have a bigger picture that will allow us to know if they are convenient or not(Brixi, Lust, Woolcock, 2015). We will know how well we are tapping our resources and where our money is.At this point it is advisable to have a savings account with liquid funds available for any eventuality, as well as (if possible) an investment account that allows us to mobilize the assets and make them grow.Having everything in order we will understand better the operations month by month and in case of a wrong charge, we will be easier to detect it to make the opportune clarification. References Abu Dhabi Commercial Bank. (2000) (1st ed.). Abu Dhabi in the UAE (1st ed.). Alhosani, W. Anti-money laundering (1st ed.). Asia Dept, I. (2013).United Arab Emirates (1st ed.). Washington: International Monetary Fund. Bayraktar, N. Wang, Y. (2006).Banking sector openness and economic growth (1st ed.). [Washington, D.C.]: World Bank, World Bank Institute, Poverty Reduction and Economic Management Division. Brixi, H., Lust, E., Woolcock, M. (2015).Trust, voice, and incentives (1st ed.). Washington, DC: World Bank Group. Dept, I. (2016). United Arab Emirates (1st ed.). Washington, D.C.: International Monetary Fund. Dept, I. (2016). United Arab Emirates (1st ed.). Washington, D.C.: International Monetary Fund. Faculty Loan Repayment Program. (2002) (1st ed.). [Washington, D.C.]. Garci?aMarti?nez, P., Santos, A., Toure?, A., Flores, J. United Arab Emirates (1st ed.). Huang, H. Xu, C. Financial institutions, financial contagion, and financial crises (1st ed.). Hull, J. (2015). Risk management and financial institutions (1st ed.). Hoboken: Wiley. Jasim, M. (2000).Role of Small and Medium Sized Enterprises (SMEs) in Developing the National Economy UAE Experience \ Economic Horizons .- 2013, Vol 33, No. 124, pp. 9-36 (1st ed.). Abu Dhabi: The Federation of U.A.E. Chambers of Commerce and Industry. Low, K. (2002). Coping with identified budgetary time constraints (1st ed.). McNett, J. (2005). The Blackwell encyclopedia of management (1st ed.). Malden, Mass.: Blackwell Pub. Salinger, L. Encyclopedia of white-collar and corporate crime (1st ed.). Schiantarelli, F., Stacchini, M., Strahan, P. Bank quality, judicial efficiency and borrower runs (1st ed.). Terterov, M. (2006).Doing business with the United Arab Emirates (1st ed.). London: GMB. Terterov, M. (2006).Doing Business with the United Arab Emirates (1st ed.). London: Blue Ibex Ltd. The SBA's loan management and accounting system (1st ed.).
Tuesday, May 5, 2020
The E-learning Activity Free-Samples for Students-Myassignment
Question: List the key Ideas you have extracted from the prescribed E-learning activity. Answers: Introduction Business strategy is the process of creating a plan in order to achieve an objective (Henry, 2011).Business model is the conceptualisation of the core architecture of all activities of business(Wikstrm, 2016). A good business model and proper strategy can help a business to create competitive advantage. Ideas generated from the e-learning activity week 3 Business strategy is a complex issue(Bamford West, 2012). Most business organisations confuse goals with business strategies. They formulate goals for example, to become a low cost provider and remain in misguided belief that they have formulated a strategy. Strategy can be considered as art of war where the goal is to win. Strategy is to bring out own strengths against the weaknesses of the competitor to win over the customer(Henry, 2011). For a strategy to succeed, various departments like marketing, sales and human resources have to work together. In strategy formulation the role of the managing director or the CEO is of chief importance. The CEO provides direction to strategic formulation through a vision(Hill Jones, 2012). It is the CEOs job to coordinate the whole organisation into a direction of achievement of strategy. A good strategy gives a clear and concise view of four key issues. These are the market base, the competitive advantage like differentiation, cost or image, resources at the disposal of the organisation and the capability to use them and sustenance of competitive advantage(Thompson, 2010). In addition to defining what the firm must do, a good strategy also formulates what the business should not do .Therefore, strategy is about planning the actions necessary to attain goals which are aimed at competitive advantage. Application of above ideas an organisation The four core issues of strategy formulation can be applied to a chosen organisation. For example, Dominos is one of the largest fast food pizza chains in the world(Domino's, 2017). Its objective is to give good quality pizza for low price. Growing in the business of fast food is another objective(Domino's, 2017). Consequently, based on these ideas a strategy can be formulated by answering the four key questions of creating a strategy. First key question is regarding the market base. Market for Dominos comprises of young students and professionals. The second key issue is the competitive advantage. Dominos has ruled the pizza market because of its unique master franchisee model. The firm has tied up with one restaurant chain in each region and created a master franchisee. The master franchisee has to work according to standard specified by Dominos and has to share a part of the profit with the firm(Domino's, 2017) . The third key issue is the resources and capability. Dominos has an excellent training methodology for its staff(Domino's, 2017). Additionally, it has a huge brand name and reputation which can help the firm in generating new customer base. Dominos needs to sustain its competitive advantage with marketing campaigns and customer service and it will be able to stay ahead of the competitors(Ferrel, 2012). Hence, a clear strategy for Dominos would include using its resources like brand name to serve the customer at lower cost through use of marketing in order to stay ahead of the competition. Ideas generates from e-learning activity week 4 The business world has seen many successful companies like Nokia failing as they failed to recognise the need for radical changes(Wikstrm, 2016).Current success need not mean future success. Innovation can lead to future success as it leads to higher customer value(DeFillippi, 2014). Innovation need not be a completely new idea. It can be creative adaptation. Big success in innovative business need not require big resources and innovation need not be based on technology; it can be based on business model(Wikstrm, 2016). Business modal innovation changes two of the four key issues of business. These issues are, target customer, product offered, value proposition and revenue generation(Wikstrm, 2016). Most business model innovations are creative adaptations of existing model. For example, many companies like HP adapted the razer and blade business model of Gillette where the main product was cheap but the refill was expensive(Gassmann, et al., 2014). Innovation in any industry can be b rought about by following four steps. In identification the current business model is assessed. Under this the four core issues stated above are identified. In ideation this business model is compared to other innovative business models. Under integration all four issue are assessed with the new business model chosen. Finally, the new business model is implemented after a pilot study(Gassmann, et al., 2014). Therefore, by undertaking an innovative business model a firm can tap new business opportunities. Application of above ideas to an organisation Adapting an innovative business model can help create new business opportunities and sustenance of a firm(Wikstrm, 2016). The concept of adaptive business model innovation can be applied to Marks and Spence (MS). MS is a UK based highly reputed apparels retail chain with stores across the globe(Marks Spencer, 2017) MS procures its products from suppliers and sells to the customers through traditional methods of retail stores (Marks Spencer, 2017). Its current business model is successful. The target is high end customers. The product offered is clothes of high quality. Value proposition is quality and revenue generated is high(Marks Spencer, 2017). However, current success need not mean future success and for sustained success a firm needs to tap new opportunities (Gassmann, et al., 2014). MS can creatively adapt the e-commerce business model of Dell and provide its products through online ordering(Dell, 2017). MS can use an adaptive version and use online channel but need not sel l made to order. This will increase the customer base of MS as many people now want to purchase from the comfort of their home(Wikstrm, 2016). Lower price can be added as a value proposition as this model cuts middle man costs. It can lead to high revenue generation due to increase in customer base(Wikstrm, 2016). MS is already a reputed brand name. Hence, if it adapts this new business model there are chances of long term sustenance. Conclusion A Good strategy can help a firm in creating customer value and competitive advantage. An innovative business model can help the firm in tapping new opportunities. Therefore, a firm needs to develop a sound strategy and a good business model. References Bamford, C. E. West, P. G., (2012) Strategic Management : value creation, sustanability, and performance. New York: Cengage Learning. DeFillippi, R., (2014) International Perspectives on Business Innovation and Disruption in the Creative Industries: Film, Video and Photography. Cheltenham: Edward Elgar Publishing. Dell, (2017) About Us. [Online] Available at: www.dell.com [Accessed 29 April 2017]. Domino's, (2017) About Us. [Online] Available at: https://www.dominos.com.au/ [Accessed 28 April 2017]. Ferrel, O., (2012) Marketing Strategy. New York: Cengage Learning. Gassmann, O., Karolin, F. Csik, M., (2014) The Business Model Navigator: 55 Models That Will Revolutionise Your Business. Londom: Pearson UK. Henry, A., (2011) Understanding Strategic Management. Oxford: Oxford University Press. Hill, C. Jones, G., (2012) Strategic Management: An Integrated Approach. New York: Cengage Learning. Marks Spencer, (2017) About us. [Online] Available at: www.marksandspencer.com/ [Accessed 15 March 2017]. Morabito, V., (2014) Trends and Challenges in Digital Business Innovation. New Tork: Springer Science Business Media,. Thompson, J. L., (2010) Strategic Management: Awareness Change. London: Cengage Learning EMEA. Wikstrm, P., (2016) Business Innovation and Disruption in the Music Industry. Cheltenham: Edward Elgar Publishing.
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